Key Benefits at a Glance

1Stop Travel Insurance provides a selection of travel insurance policies which will suit different people and different types of trip. Below is a summary of the cover provided.

Single trip insurance provides cover for a specific holiday or trip up to 365 days.

Annual travel insurance will provide cover for an unlimited number of trips in a year up to 45 days each.

Ski insurance offers all the same benefits as our single trip cover with additional cover for skiing and snowboarding.

Remember, once you have selected the type of policy, you can tailor it to your needs, for instance by adding cover for adventure sports or activities.

	Single Trip from £5.47	Annual Multi Trip from £35.63	Ski Insurance from £15.90

Excess Excess The excess is the amount that is payable by you for each and every claim that you are responsible for. This is applicable per person, per section.	£100	£100	£100
Cancellation Cancellation Cover if you are unable to travel due to a reason specified in the policy.	£5,000	£5,000	£5,000
Medical Medical Cover for medical and repatriation costs incurred abroad if you fall ill or are injured during the trip	£10,000,000	£10,000,000	£10,000,000
Hospital Benefit Hospital Benefit Payment if you are admitted to hospital abroad as an in-patient	£600 (£15 per day)	£600 (£15 per day)	£600 (£15 per day)
Personal Accident Personal Accident Payment following bodily injury which results in your death, loss of limb, loss of sight or permanent total disablement within 24 months of the incident date	£25,000	£25,000	£25,000
Baggage Baggage Luggage, clothing, personal effects and valuables taken with you or purchased during the trip	£1,500	£1,500	£1,500
Personal Money Personal Money Notes, coins, currency, travellers cheques, travel tickets, event and entertainment tickets	£500	£500	£500
Personal Liability Personal Liability Cover for costs you become legally liable to pay as a result of injury to another person or damage to property that does not belong to you.	£2,000,000 (£250 excess)	£2,000,000 (£250 excess)	£2,000,000 (£250 excess)
Delayed Departure Delayed Departure Payment in the event that your public transport is delayed in departure in excess of 12 hours due to a reason specified in the policy.	£300 (£20/12 hr)	£300 (£20/12 hr)	£300 (£20/12 hr)
Holiday Abandonment Holiday Abandonment Cover for cancellation of the trip if your public transport is delayed in departure in excess of 24 hours due to a reason specified in the policy.	£3,000	£3,000	£3,000
Missed Departure Missed Departure Cover for additional travel and accommodation costs incurred to reach your overseas destination if you fail to board the scheduled public transport due to a reason specified in the policy.	£1,000	£1,000	£1,000
Catastrophe Cover Catastrophe Cover Cover for additional travel and accommodation costs incurred if you are forced to move from your pre-booked accommodation or return home due to causes outlined in the policy.	£1,000	£1,000	£1,000
Mugging Benefit Mugging Benefit Payment if you are admitted to hospital abroad as an in-patient as a direct result of a mugging whilst on your trip.	£400 (£40 per day)	£400 (£40 per day)	£400 (£40 per day)
Withdrawal of Services Withdrawal of Services Payment in the event that your pre-booked hotel withdraws specified services due to strike or industrial action.	£500 (£50 per day)	£500 (£50 per day)	£500 (£50 per day)
Pet Care Cover Pet Care Cover Payment for additional kennelling fees incurred if your return is delayed after receiving in-patient hospital treatment.	£100 (£20 per day)	£100 (£20 per day)	£100 (£20 per day)
Third Party Insolvency Third Party Insolvency Payment for irrecoverable unused costs and charges relating to third party companies that become insolvent within your booking.	£2,000	£2,000	£2,000
Overseas Legal Expenses Overseas Legal Expenses Payment for legal costs to pursue a civil action for compensation if someone else causes you bodily injury, illness or death.	£25,000 (£250 excess)	£25,000 (£250 excess)	£25,000 (£250 excess)
Ski Equipment Ski Equipment Cover for accidental loss, theft or damage to your own or hired ski equipment.	N/A	N/A	£1,000
Hire of Ski Equipment Hire of Ski Equipment Cover for the hire of ski equipment in the event that your own equipment is lost, damaged or delayed in transit.	N/A	N/A	£200 (£20 per day)
Ski Pack Ski Pack Cover for unused ski school fees, lift passes and hired ski equipment.	N/A	N/A	£300 (£50 per day)
Piste Closure Piste Closure Cover for the cost of transport organised by the tour operator to an alternative ski site if lack of snow results in the closure of skiing facilities in your resort.	N/A	N/A	£300 (£20 per day)
Delay due to Avalanche Delay due to Avalanche Cover if your outward or return journey is delayed by more than 12 hours as a direct result of an avalanche in your resort.	N/A	N/A	£300

Please note: All amounts in the table above are 'up to' the quoted figure.

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